Services

Coaching Products and Pricing

Free 30 Minute Consultation

Everyone gets a free consultation. This is a chance for you to explain what you are looking for, share your personal situation, and your goals with me. It is also important for us to make sure I am a good fit for you and that you feel comfortable moving forward.

All coaching sessions are built on three primary components:

Developing a foundation solid enough for you to stand on for months and years to come
Being in control of your money, not the other way around
Building your confidence to move through life handling money like a pro, evaluate your financial circumstances routinely, and not hesitating to ask for help or advice
Some consultations will take up to a full hour. Don’t worry, it’s still free.

One on One Monthly Coaching

Let’s look at your financial picture and determine a good starting point to accomplish your goals. During the first session we will discuss how many sessions we may need and how often to meet in order to accomplish these goals. Most clients meet with me once a month (sometimes twice the first month) for 4 – 8 months.

1 Hour virtual coaching session – One session a month

Here are some topics most clients want to discuss:

Budgeting, Savings, Debt
Savings for kids college or retirement, investing
Are you telling your money (Income) where to go or is your income doing a disappearing act?
Credit scores, credit reports, keeping your credit safe from fraud/identity theft
Insurance. Are you sure you have the insurance you need and the right coverage?
Mortgage: Are you thinking about buying a home, have a home and still have questions or not sure if you are ready to buy?

Knowledge Is Power

This is for the person that is starting out and has a thirst for knowledge or anyone coming to terms with not being able to avoid “adulting” any longer. When starting something new, the scariest part is you don’t know what you don’t know. We will spend a little extra time talking about your goals & plans. I want to make sure we set you up with the tools, knowledge and habits that will get you were you want to go. This is a 6 month minimum commitment and we will meet once a month.

1 Hour virtual coaching session – One monthly session or Bi- Weekly sessions

Personal finance basics
Budgeting, banking, savings, investing, debt, insurance
Credit scores, credit reports, keeping your credit safe from fraud/identity theft
Rent vs Own

Rock Star!

This is for the person that has no debt and is managing a budget, but is looking for a financial review to make sure nothing slips through the cracks. How many sessions we will need depends on what you are looking for. Most clients will only need 2 – 4 sessions to start and 1 annual check-up session.

1 Hour virtual coaching session

Credit scores, credit reports, keeping your credit safe from fraud/identity theft
Preparing to buy a home. Let’s discuss the mortgage process.
Saving for kid’s college or retirement, investing
Insurance. Are you sure you have the insurance you need and the right coverage?
We can talk about whatever will help you reach your goals.

Check-up Sessions

Everyone should routinely review their financial plan to make sure if goals have changed or experiencing a life event, that your plan is revised accordingly. How many sessions we will need depends on what you are looking for. Most clients will only need 1- 2 sessions annually.

1 Hour virtual check-up session. If you have completed the coaching process with me, you are eligible to receive at least one annual 1 Hour virtual Check-up.

A great time to have a coaching check-up may be:

Around the same time you have annual benefit enrollment at work
Change of job, employer or income
Planning a wedding or birth/adoption of a child
Buying a house or moving out of your parents home for the first time
Evaluating the benefits of buying vs renting
Received an inheritance
Getting closer to retirement age
Significant illness or life emergency

Training Sessions
(Individuals or Groups)

Would you like information on a particular topic? I am happy to do a one time training for one person or for a group. Maybe you would like a seminar series of 2 – 4 sessions to discuss several topics.

Schedule a FREE 30 minute consultation and let’s discuss how I can help. Cost for training or seminars will depend on what type of training program you are looking for, and how many sessions.

Things to Know & What to Expect

Active military and United States Veterans always get a 10% discount on all coaching sessions.
I understand how difficult it is to trust a stranger with such personal information. I will never use jargon and will never judge. My approach is one of kindness and honesty.
What I ask of you is to be on time to your sessions so we have the full hour to discuss your finances. There will be some work on your part each month. To start, you will need to gather your financial information and complete an introduction form before your first paid coaching session. Prior to the FREE consultation all you will need is an open mind, a little courage to discuss your finances openly and have an idea of what you are hoping to accomplish with my help.
I am a Financial Coach and I cannot wait to help you with your goals. I will be providing information, tools, resources and guidance. I am not a Financial Advisor or a Lawyer, therefore I will not be helping you select specific investment options, offering tax advice, or advise on legal matters. I can however, refer you to licensed professionals that will take time to understand your goals, treat you with kindness, respect and honesty and will understand my role as your Financial Coach.
Once completing a monthly coaching program, periodic check-up sessions can be scheduled on an as needed basis. I am your coach for life.
The Lemonade Financial Coaching Privacy Policy can be accessed at the bottom of this page.
When scheduling a coaching session you will have access to terms and conditions as well as my cancellation policy.

How Can I Help?

Business Owners: Would you like help teaching your employees how to read their paycheck, what a W2 is, how to create a simple budget? The importance of a 41K? Let’s customize a training session for your employees. This could be a nice add to your employee benefits.

One on one coaching to set up your plan designed to reach your goals. Budgeting is only part of creating a solid plan. We will discuss serval important topics such as dreams, hopes, fears, how does credit work, saving, insurance, legacy, and anything else needed to get your written plan designed to meet your goals.

Are you considering buying a home and want to learn about the mortgage process, what to expect, how to communicate with your lender? Despite the current economy, it is still a good time to buy. I have worked in the Banking and Mortgage industries for 30+ years. I can give you pointers based on your exact scenario or I can give you a comprehensive overall training of the mortgage process.

Are you entering the adulting stage of your life and recognizing you need to think about things that you have not had to before? If you are getting advice from family and friends, that is a great start. Remember two things: 1. Don’t get financial advice from someone that is broke and is one paycheck away from bankruptcy. 2. People give advice based on their own experiences, not your personal goals. Schedule a consultation and we will develop a plan designed around you!

Credit is a big topic I get a lot of questions about: How are credit scores calculated? What is a good credit score? How can I protect myself from fraud and identity theft? What can my parent or grand-parent do to protect their money, legacy or protect themselves from fraud? I will never recommend someone go into debt other than a mortgage, but everyone needs to understand how credit works and how to protect yourself from fraud and identity theft.